Assess the damage. Our company will perform a full house assessment of the storm damage including: We start with evaluating damage on the exterior elevations checking soft metals, like mail boxes, downspouts, gutters, aluminum wrap on windows and garage doors, and fins on your air condenser units. We then check for any personal property that was damaged. This would include patio furniture, grills, flower pots, and childrens toys. Damage to exterior elevations, personal property and roofing metals will tell a story of what direction the hail came from and how hard the hail hit your home. Only after reviewing these issues is the adjuster ready to evaluate the hail damage to your roof. We will most likely check soft metals first, including roof vent tops and HVAC vent caps. Adjusters will then mark off a ten by ten square on the roof and count how many hits they find. Once we have assessed the damage, we are ready to speak with the homeowner to show our findings.
How do we ensure that the insurance claim is covering all of your needs? We provide an independent full-home inspection and compare our findings with the insurance quote to confirm that all costs are included. We can renegotiate with the insurance company on the owner's behalf to cover any items that were missing. In most cases, we can find items that are missing in the bid. We can also negotiate with the insurance companies to include items that we believe should be included. In some cases, we have negotiated thousands in reimbursements when others have failed to do so.